How to Make Your Mortgage Decisions Easier
This is a good time as any to explore all options to refinance your mortgage and here are some sane tips from seasoned veterans that will help you steady your feet as you go shopping for the best refinance options in town. Refinance! Refinance right now! Rates are now as…
Taking the Right Financial Decisions Could Keep the Home Fires Burning
There were many seniors that invested nearly all of their hard earned savings in savings bank accounts and CDs and money market accounts and were content with the interest spread they were enjoying on their deposits. That was up to 2008 when the scenario changed dramatically. The federal government faced…
Resolving Your Financial House in Order in 2013
We are very extravagant when we resolve to tackle many of the habits and problems that beset us but we often shy away from addressing money and financial issues that impact our financial stability. Perhaps we can compensate for neglecting these areas by breathing life into our financial resolutions for…
Top Ten Strategies to Mend Broken Finances
If you are watching your salary go up in smoke hours after you get the paycheck there is something dreadfully wrong with your finances, and chances are that you may be heading for a financial meltdown unless you take corrective measures to get yourself financially organized. Here are some gems…
What are Bonds and How do They Benefit You as Investments?
Bonds and stocks exist on a vastly different plane. Stocks represent the share capital contributed by people for running a business enterprise and the stock value is secured by the landed assets, goods and profits of the company. Bonds on the other hand are effectively loans (debts) raised by the…
Isn’t the Stock Market too Risky for a New Investor?
Before you think about investing your money in the stock market there are three broad issues you need to discuss, analyze and prioritize. Do you have precise short term and long term goals, meaning are you aware of the purpose of investing the money? Do you have a clear time…
Is Hiring a Broker Essential for Trading in the Stock Market?
Buying and selling stocks of various companies, bonds and many other types of securities such as commodity futures and derivatives consumes a normal day’s entire stock trading scenario in a stock exchange. Brokers facilitate these deals on behalf of clients that would otherwise become overwhelmed by the complexities of the…
How do I Decide My Portfolio of Investments?
If you are overwhelmed by the complexity of investments that leaves you undecided on the composition of your portfolio, start by asking yourself how much money you have in your savings fund. I have less than a thousand dollars in my savings fund Congratulations! This is a great beginning because…
What You Should Know about Treasuries
The US Treasury department controls massive cash flows that constitute the entire income and expenditure of the US government. The accounts payable will include government salaries, maintenance expenses of government property, aid to foreign countries, assistance to US citizens affected by natural disasters, social security payments and food stamps to…
What You Ought to Know While Investing in Stocks
Stock represents the value of your ownership in a company; it will be a fraction of the cost of setting up the company and tantamount to your stake in the growing business of the firm. To buy stock means you are buying into the business and you want a share…